We've updated our two-year fixed rate mortgage range, with options for first-time buyers, remortgage customers, home movers and Buy to Let borrowers. 

The updated range includes products at 80%, 90% and 95% loan-to-value (LTV), a 70% LTV interest-only option and a 98% LTV First Step mortgage.

Two-year fixed rates available from Wednesday 4 November 2026: 

  • 2 Year Fixed Rate Mortgage – 80% LTV – 5.79%  
  • Interest Only 2 Year Fixed Rate Mortgage – 70% LTV – 5.79%  
  • 2 Year Fixed Rate Mortgage – 90% LTV – 5.89%  
  • Low Deposit 2 Year Fixed Rate Mortgage – 95% LTV – 5.99%  
  • First Step 2 Year Fixed Rate Mortgage – 98% LTV – 6.29%  
  • 2 Year Fixed Rate Buy to Let Mortgage – 80% LTV – 5.94%  

The two-year First Step mortgage supports first-time buyers looking to get onto the property ladder, offering the chance to purchase a home with just a 2% deposit. 

We were named Best First-Time Buyer Mortgage Provider for the third consecutive year at the MoneyNet Awards in 2026 – recognising our ongoing support for first-time buyers through a range of innovative products. 

Visit our full range of mortgage products for more information, call 0345 601 3344, or email the team: intermediary@cambridgebs.co.uk.