We're The Cambridge for Intermediaries. But you can call us The Casebusters.
Affordability CalculatorRental Income CalculatorHuman-made decisions, for even the trickiest of cases.
Whether it’s mortgages for older borrowers or foreign nationals, our manual underwriting services and dedicated team will be here to provide an unrivalled service for our intermediaries.
DIP Decision in:
2 days
Mortgage Application reviewed in:
4 days
Post application additional documents reviewed in:
3 days
Offer produced in:
5 days
Calls answered within:
1 min
Mortgage Illustration in:
Immediate

We've launched Fixed Rate Retirement Interest Only Mortgages!
As demand for later life lending solutions continues to grow, we’re committed to supporting you with responsible products that offer flexibility, choice, and stability for your clients.
✓ Maximum Loan: £750,000
✓ Maximum LTV: 55%
✓ For customers aged 55 and over
✓ Undrawn Pension Pots and Investment Portfolios can be considered to aid affordability
RIO MortgagesWe’re delighted to have won Best First Time Buyer Mortgage Provider at the MoneyNet Awards for a third year running!
We’re really proud to have won the Best First Time Buyer Mortgage Provider at the Moneynet Awards 2026 for the third year in a row. This award reflects our longstanding support for first-time buyers and helping them step onto the property ladder through our innovative and competitive products.

We’re delighted to have won Best First Time Buyer Mortgage Provider at the MoneyNet Awards for a third year running!
We’re really proud to have won the Best First Time Buyer Mortgage Provider at the Moneynet Awards 2026 for the third year in a row. This award reflects our longstanding support for first-time buyers and helping them step onto the property ladder through our innovative and competitive products.









