Thank you for your application – we are looking forward to getting in touch.

If your application is currently in the queue to be reviewed, our service levels can be found here and there are a few things we need you to complete to ensure the application is ready to be assessed.

Check your checklist items

We recognise that our checklist items are not perfect, and we are working hard to fix these for you. To help you package your application today, here is a list of the items we will need to see uploaded before the case is assigned to a case packager.

 

Underwriting requirements:

  • Please check your DIP approval email for any specific packaging requirements from our Underwriters

Your customer:

  • Name and Address ID – information found here
  • Employed proof of income – 3 months payslips and latest P60*
  • Self-employed proof of income – 2 years accounts, tax calculations and overviews*
  • Pension or other income sources – latest document to confirm income
  • 3 months bank statements for all applicants – if applicable, showing income, current rent payments or BTL rental if remortgage
  • Proof of residency - if applicant does not have permanent rights to reside
  • One bank statement, dated within the last three months, for the account the Direct Debit will be paid from

Declarations: 

  • Signed insurance declaration found here
  • Proof of repayment strategy – Residential Interest Only form found here

*If you have uploaded these documents at DIP stage, there is no need to re-upload.

 

Checklist items that do not require your attention and are information only:

  • Check MIG Calculation Form – this is an internal form and fee that is paid by The Cambridge
  • BTL Proof of Repayment Strategy – this is for Residential Interest Only mortgages only and can be ignored on Buy to Let applications

 

This page is intended as a help guide and your case will not be fully packaged until it has been assigned to a case packager.

They may request further documentation that is not listed that is specific to your application.

If you have any concerns over a checklist item, or the documents you need to supply, please give the team a call and we will be happy to assist.