Self-employed mortgages. Single player mode. New level reached.
The Cambridge believe in assessing every case - including Self Employed - on its own merits.
Self-employed customers have access to exactly the same range of mortgage products as everyone else and we’ll only request at least two years’ worth of company accounts.
For those just starting out, with just 1 year’s Accounts we can support those too with our specific self-employed product range which includes a 2 Year Fixed Rate at 2.99% and a 2 Year Discounted rate at 3.19% both with a maximum LTV of 80%.
Self-employed customers are more likely to have different needs and have individual circumstances, such as:
- not everyone draws an income from their Company
- there may be times when additional drawing is taken from retained profit, or
- accountant’s advice may be to change trading styles from a Sole Trader to a Limited Company
None of these present issues at The Cambridge.
When you submit an application the income source has already been approved and agreed without paying any fees, this is because we underwrite the case based on a full review of the information presented - including the company accounts, at DIP Stage - all saving time and possible disappointment for your clients.
We pride ourselves on our expertise to fully understand Limited Company Accounts, Partnerships and Sole Traders.
You can find all the details you need on our 2 Year Discounted or 2 Year Fixed Rate Self Employed products on our product page, and if you would like to discuss a case, get in touch with your dedicated Business Development Team.
Our current service levels
Calls answered within
Target 30 secs
Target 2 days
App received to reviewed
Target 3 days